A cooperative neobank where your spending builds generational wealth. No shareholders. Just members. You vote. You profit. You decide.
Membership requires identity verification. Deposits are FDIC-insured through Thread Bank, N.A.
Three principles that define everything we build.
SOLVY is a cooperative, not a corporation. Every member is an owner. You have a vote in how the cooperative operates, and you share in the profits through patronage dividends.
Every swipe of your SOLVY Card generates interchange revenue. 70% goes back to members as patronage dividends. Your everyday spending builds collective wealth for the cooperative.
Your transaction history stays on your device — not our servers. We built a system where we cannot access your individual data, even if we wanted to. Privacy is architecture, not policy.
Every dollar of interchange revenue is shared transparently.
Four steps from joining to earning.
Complete member onboarding and identity verification (KYC). Become a cooperative owner.
Use your SOLVY Visa Card anywhere Visa is accepted. Groceries, gas, dining — every purchase counts.
Interchange revenue (about 1.5% per transaction) flows into the member pool automatically.
Receive quarterly patronage dividends based on your card usage. The more you use, the more you earn.
Real voices from the cooperative.
"I finally have a card that works for my community. Knowing that my spending builds wealth for all of us changes everything."
"The 70/20/10 split means my spending actually matters. I'm not just a customer — I'm an owner. That feeling is priceless."
"Knowing my data stays on my device gives me real peace of mind. No bank has ever offered me that level of transparency."
Testimonials from founding members. Share your story at hello@ebl.beauty.
The financial system is fracturing. Here's what you need to know before you decide.
China's decoupling, Petro-dollar under attack, gold rising, foreign buyers fleeing U.S. Treasuries. The math is impossible.
See the Full Picture →8 steps from discovering SOLVY to building generational wealth. See exactly what happens after you join.
Explore the Journey →Market vs. SOLVY side-by-side. See the ownership flow, financial illustration, and printable pitch.
Compare & Print →Join the SOLVY cooperative and turn your everyday spending into collective wealth. Membership is open to all.
Join SOLVY Today
Membership requires identity verification. Deposits are FDIC-insured up to $250,000 through Thread Bank, N.A.
SOLVY Ecosystem™ — Product of SA Nathan LLC