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Your SOLVY Journey
From discovery to ownership β how you become a member of the cooperative
Start Your Journey β
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ποΈ
Discover SOLVY
Learn what makes SOLVY different from every bank you've ever used
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Welcome Page
ebl.beauty/welcome.html
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Value Prop
See the math: market vs. SOLVY
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Manifesto
Solutions Valued You
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Learn the Model
Understand the 70/20/10 split and why ownership matters
- 70% of interchange returns to members as patronage dividends
- 20% funds community development and cooperative growth
- 10% covers operations β no shareholders, no profit extraction
- You vote on fee structures, policies, and cooperative decisions
- Your data stays on your device β local-first architecture
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Commit to First Circle
A $100 one-time equity deposit makes you a founding member
- Equity stake in SA Nathan LLC cooperative
- Voting rights on cooperative governance
- Priority access to SOLVY Cardβ’ issuance
- Patronage dividends based on card usage
Join First Circle β
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Onboard Securely
Identity verification through Unit.co + Thread Bank
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Identity Check
SSN, address, ID verification
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Account Created
FDIC-insured deposit account
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Card Issued
SOLVY Card mailed to you
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Activate Your Card
Start using SOLVY Card for everyday purchases and bill pay
~1.5%
Interchange Generated
- Use SOLVY Card for groceries, gas, bills β everything
- Track spending in the Accounting dashboard
- Set budgets and savings goals
- Every purchase builds cooperative revenue
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Grow With the Community
Participate, vote, and benefit from collective growth
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Accounting
Budget, track, save, export taxes
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Community
Connect with other members
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Vote
Govern cooperative decisions
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Goals
Savings milestones & tracking
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Build Generational Wealth
Solutions Valued You β ownership that outlasts you.
- Patronage dividends paid quarterly
- Ownership stake grows with cooperative
- Vote on expansion, partners, and policy
- Transfer ownership to next generation
- Solutions Valued You β protected for generations.
Begin Your Journey β